Terms of Use

Last updated: May 1, 2025

Introduction

Welcome to www.wealthbyaryan.com (the “Website”). This Website is owned and operated by WealthByAryan. By accessing or using this Website, you agree to comply with and be legally bound by these Terms of Use (“ToU”) and our Privacy Policy. If you do not agree to these terms, please do not use our Website or services.

These Terms govern your access and use of the Website, including all information, tools, products, services, and educational content available through it.

This Website is operated in India and is intended for users residing in India. Use of this Website from outside India is at your own risk and responsibility.

Description of Services

WealthByAryan provides financial education, courses, consulting services, and awareness content, especially around financial literacy and mutual fund investing, via its online platform. The services offered include both free resources and paid courses accessible after successful payment through our official payment partner, Razorpay.

We reserve the right to update, modify, or discontinue any part of our services at any time without notice.

User Account & Registration

To access certain services (like course purchases), you may need to register and create a personal account. By registering, you agree to:

WealthByAryan will not be liable for any loss or damage arising from your failure to comply with these obligations.

Payments and Refunds

Payments:

All payments for paid courses or consulting services on our Website are securely processed through Razorpay. By making a payment, you agree to Razorpay’s terms and conditions in addition to these Terms of Use.

Refunds:

All payments made are non-refundable, except under specific circumstances such as:

In such cases, refund requests must be emailed to wealthbyaryann@gmail.com within 7 days of the transaction. Refunds will be processed via the original mode of payment within 2 - 4 working days.

We reserve the right to reject refund requests that do not meet the eligibility criteria.

User Conduct

By using our Website, you agree:

Violation of these rules may result in termination of your access to our services.

Intellectual Property

All content on this Website, including logos, branding, course material, videos, text, images, and other resources, is the intellectual property of WealthByAryan and protected under applicable copyright laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

Limitation of Liability

WealthByAryan makes reasonable efforts to provide accurate, up-to-date, and reliable information. However, we make no warranties or guarantees regarding the completeness, accuracy, or reliability of our content and services.

We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Website or services.

Third-Party Services

Our Website uses third-party services, including Razorpay for payment processing. You agree that your use of these services is governed by their individual terms, conditions, and privacy policies.

We do not control or assume responsibility for the content or practices of any third-party services.

Termination

We reserve the right to terminate or suspend your account or access to our services at our sole discretion, without prior notice, if:

In case of termination, your right to access services will cease immediately.

Changes to Terms of Use

We may revise and update these Terms at any time without prior notice. Continued use of the Website and services after such updates constitutes acceptance of the revised Terms. It is your responsibility to periodically review this page for the latest version.

Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the courts in Chennai.

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